Money

21 Jan

Very few of us are strangers to lack of funds.  At one point or another, almost everyone has had a moment of wondering if there will be enough money in the bank account for groceries or bills.

We’re currently going through that moment.  And it sucks.

We live a very frugal lifestyle.  Simple meals.  No cable tv.  Dial-up internet.  Haven’t bought any new clothes in….longer than needed.

As most readers will know, I am the sole provider at this point and we make enough to scrape by.  Every time we are able to finally get a bit into savings, there ends up being something that causes us to have to pull it out again.

We’ve been so blessed that we’ve had that money when we’ve needed it.  But having the 3 months of expenses people say is a pipe dream. Especially when these things keep happening.

When we decided to try the Stay-at-Home parent thing, we cut down everything we could.  We even moved to a cheaper place when Baby Soup was about 6 months old that fits us better.

We heat with a wood stove but our thermostat still turns on when it gets below 50 degrees.  This winter has been fairly tough, so when I opened our most recent electric bill, my heart dropped.  It had doubled from the month before.

Even pulling the money we had managed to save isn’t enough.  Thank the Lord we rent from friends, so we are going to be able to pay our rent half now and half after my next paycheck.  But still, I’m an adult.  We are grown-ups.  We should be able to pay our bills!

As the great and fabulous Ramit of I Will Teach You To Be Rich teaches, it’s not all about cutting costs.  You have to figure out how to earn more on the side as well.  I’ve been slowly been trying to get ready to do that.  I’ve created a website with a portfolio to do design and photography work  and will move this blog over to that side fairly soon, as soon as I’m done designing the blog part.  I have a photography session scheduled for March with my cousin, and two more with her since she is pregnant again!  Hoping to also do a session with my friend’s baby that will be born anytime now (her water broke this morning!).  And I’ve landed my first wedding session as well.

But it all takes time.  And energy.  And I can only do so much.

So we’ve decided.

Mr. Soup will be trying to find a part time job.  My fabulous and amazing dad has agreed to watch Baby Soup a couple days a week so we don’t have to pay a babysitter.

It will be hard.  It will be difficult.  But we can do this.  We’ve been through hard times before and always succeeded.

I can’t help but feel like a bit of a failure though….it’s my job to provide for the family, and I can’t do it all.

—————————————————-

So to get my mind off this, tell me.  What is your best horrible joke?  You know the ones I mean.  Those terrible jokes that as soon as you start everyone groans, but when it’s done laughter is all around.

I’ll start (and I’m better at typing jokes than telling them….).

What are the two sexiest animals on the farm?

…….

Answer is in the comments.

Advertisements

25 Responses to “Money”

  1. mrssoup January 21, 2010 at 3:00 pm #

    A Brown Chicken and a Brown Cow.

    Brown Chicken, Brown Cow.

    (Say it like “Bow-chicka-bow-wow”, the popular 70’s porn music).

    Funny, right? 😀

  2. Colleen January 21, 2010 at 4:28 pm #

    Oh, yep! definitely groaning.

    I know what you’re feeling. I’ve been holding my breath in between paychecks and cutting back on a lot of extras lately. I hope all goes well for you and the whole Soup family.

    Ok… a joke….I’m no good at those, so I had to look one up.

    What do you call it when you feed a stick of dynamite to a steer?

    Abominable!
    (say it out loud, slowly)

    • mrssoup January 21, 2010 at 4:30 pm #

      Thank you for your good wishes! I hope everything goes well for you too!

      And that was fabulously groanable!

  3. Heather January 21, 2010 at 5:31 pm #

    Please don’t feel bad that you can’t support the family all by youself. You are definitely the farthest thing from a failure. I’m sure that you’re not 100% excited about Mr. Soup having to go back to work, but you are so fortunate that your dad is available to watch Baby Soup. It will all be okay. You will get through this. And spring (and lower heat/electricity bills!) will soon be here!

    • mrssoup January 21, 2010 at 5:32 pm #

      Thank you, honey. ❤ And yes! Spring is almost here! Good call!

      We had SUN today in fact!

  4. Miss B January 21, 2010 at 6:24 pm #

    Oh lovely, I don’t know any jokes but I feel ya. I was the sole provider (with no baby, so that part must be eaxtra tough to be away from the lil’ lovely) for a bit and the Fancy just moved away so he could get a better job and hopefully I can go meet him in the new state soon. You are so young, I think you will be able to build your side business and you all will look back on these times and laugh:) Hang in there!

    • mrssoup January 22, 2010 at 9:56 am #

      Thank you for being a ray of sunshine. You are so right…..thank you, dear!

  5. Dallas Ann January 21, 2010 at 6:33 pm #

    naking so typing sucks.

    so sorry, dear. you are NOT A FAILURE. lather rinse repeat.

    what will he be doing?

    loooove you.

    xoxoxo

    • mrssoup January 22, 2010 at 9:56 am #

      No clue, he has to find a job first. But he’s looking for one. Hopefully it won’t be at night or the weekends so we’ll still be able to have time together…

  6. Trinity January 22, 2010 at 11:24 am #

    A Russian, a German, and a Pollock were captured by Indians. The Indians were going to going to carve canoes out of the men while still alive, but they gave one last request to each of them.
    The Russian asked for a knife; he slit his throat so he couldn’t be carved alive.
    The German also asked for a knife and slit his throat.
    The Pollock though “if it worked for them, it will work for me.” So he asked for a fork.
    Taking the fork he started poking himself all over, saying, “Can’t make me float! Can’t make me float!”
    (Sorry if that was in bad taste. It was my favorite as a kid, and I still giggle each time.)

    • mrssoup January 22, 2010 at 11:25 am #

      Oh dear…..did you hear that from Frank?

  7. kbreints January 22, 2010 at 11:25 am #

    Familes do what they have to keep things going…. I hope that he will be able to find something soon and once you get into that routine it will seem like it is the right thing.

    How awesome that you father is going to watch Baby Soup… I am sure that they both with have a FABULOUS time!

    • mrssoup January 22, 2010 at 11:28 am #

      Yes….it’s just that step, the one step forward that is so heart wrenching and difficult. My dad and her get along so well, it’s a hoot. I think they would have way too much fun.

  8. Jennifer B January 22, 2010 at 2:03 pm #

    Oh sister, I SO feel you. We are currently in a battle to keep our house and stop getting raped by the mortgage companies. We unfortunately bought at the top and the value of our house has dropped about 30% of the price we paid. But the mortgage people are being complete douchebags. First they pretended not to get our paperwork, all the while we are staring at delivery confirmations. Then they pretend that they don’t participate in any refinance programs. Um, hello???? The president says you HAVE to! Now, they pretended they looked over our paperwork and get this, they say we MAKE TOO MUCH! So they said we can refinance for about $20 less a month than what we’re paying now. So we are trying to go to mediation with them. I don’t know what’s going to happen and am just praying that we will not lose and have to move. Add this to the debate about me going back to work, and it just muddles the water even more. Ugh.
    So anyway, here are my jokes… I googled because I’m a nerd and my memory is full of holes from sleep deprivation.

    >>I went to a bookstore and asked the saleswoman where
    the Self Help section was, she said if she told me it
    would defeat the purpose.

    >> Atom Humor : Two atoms are drinking at the bar. Suddenly one says to the other, “I’ve just lost one of my
    electrons!”
    “Are you sure?” asks the other.
    “Yes,” replied the first atom. “I’m positive.”

    • mrssoup January 22, 2010 at 2:39 pm #

      It’s hard being an adult. 😦 That is horrible.

      Those jokes though….that atom one is my favorite!

  9. Badass Geek January 22, 2010 at 2:21 pm #

    All I know is financial trouble. It sucks, but it’s important to know that it’s not all about money. I’m sure you know that, but it doesn’t hurt to be reminded.

    As for jokes? I’ve got nothing.

    • mrssoup January 22, 2010 at 2:40 pm #

      You got nothing? Horrible….

      And yes, the reminder is definitely welcome…

  10. Aunt Becky January 22, 2010 at 2:31 pm #

    What do you call a fish with no eyes?

    FSSSSSHH.

    • mrssoup January 22, 2010 at 2:40 pm #

      Bwahahahahaaha!

  11. Lynn January 23, 2010 at 7:05 pm #

    Oh, goodness, this was NOT the winter to try to go to one paycheck! We’ve been doing the stay-at-home spouse/parent thing for two years now, and we still have trouble adjusting sometimes, especially when it comes to food and electricity. Keep at it–you’ll make it through!

    What do you do when you cross an elephant and a rhinoceros?

    Elephino!

    • mrssoup January 25, 2010 at 11:58 am #

      Yeah, it’s been rough. And will continue to be. But we can do it!

  12. andhari January 23, 2010 at 11:09 pm #

    I wish you luck in your part time job. I’ve been feeling like it’s harder to accomodate my usual lifestyle too and I have to save up more these days. I cant wait to have a formal work.

    ps. I noticed you’re a blog friend / reader of Cheryl from Confession Of Twenty Something Years Old. Me and a bunch of friends are trying to get her to be featured in 20SB for February. So if you have an account in 20-Something Bloggers please help vote for her. All you have to do is visit here and write “I vote for Cheryl from Confession Of Twenty-Something Years Old” or “I second this nomination” 😀 thanks so much before, I hope you participate!

    • mrssoup January 25, 2010 at 11:58 am #

      Thank you for the good wishes.

  13. Cathy January 26, 2010 at 3:10 pm #

    Oh, I think it sounds like a wonderful plan. Who better to watch her than your Dad? I wish you the best at getting money saved away and with planning your own adventures. One step at a time, closer to your goals.

    • mrssoup January 26, 2010 at 3:18 pm #

      Yay! Thank you for your support. It means so much to have support.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: